The topic of money and the family budget is usually hot, and not everyone likes to discuss it. But the more often you talk with your significant other about the financial side of life, the more likely you are to be more competent in distributing money within the family and will be able to free up additional capital to purchase assets with a view to the future.
However, oddly enough, people talk much more freely about sex than about personal finances. There are a number of sociocultural reasons for this that are best addressed for your own good.
First of all, you need to get rid of all the misconceptions and false attitudes associated with money that cause uncomfortable feelings. Secondly, one must understand that capital, regardless of its size, requires management. And money management becomes especially relevant when the well-being of your loved ones depends on it.
To make it much easier for you to discuss the financial state of affairs within your family, approach this issue solely as an entrepreneur who, along with his co-founders, is always striving to find the best solutions for the further development of his company. To do this, it is necessary to assess the situation impartially, without personal emotions.
Do you need more reasons to discuss personal finance other than the fact that it cuts down on frivolous spending and increases your net worth? Well, they are.
First, the free discussion of money will make your marriage stronger and more reliable. This is true, because the silence on such important topics can easily give rise to distrust of each other. In addition, your overall goals will almost always put the financial issue at the forefront. And discussing this issue will not only make the goals more realistic, but will also unite you more strongly to achieve them.
Secondly, if you are a man, then immediately begin to learn financial literacy and become responsible in handling money. Your soulmate will fall in love with you even more, because women will always prefer the man who knows how to properly handle capital. And, oddly enough, this does not depend on your current position or status, because in any case, you will correct the situation over time.
Thirdly, you will save your nerves and be more confident in the future, even if everything is not going well with your money at the moment, and your bank every day demands a loan repayment just at the moment when you lost your job or business. After all, hushing up problems does not eliminate them, but, on the contrary, accumulates them. This is especially true for finance.
However, in order to really be a reliable support for your partner, you must first understand your vicious weaknesses and eliminate those that harm both of you. They need to be eliminated not by willpower, but by deep introspection. This requires discipline. Particularly the discipline of the mind. As a bonus, it will allow you to look at the world and society with all its concepts in a more realistic and open-minded way.
Then the discussion of finances will not cause any problems at all, and you will do it not because it is necessary, but because you want it so and see the real benefit from it.